Smart Home Finance | Leicestershire Mortgage Brokers | Mortgages Leicester

Financial Solutions for Homeowners

Smart Home Finance are an independent family business with decades of experience within the financial services sector with mortgages and other financial services.

Whether you are considering to purchase your first home, moving home or looking to buy your council home or are looking to reduce the payments on your current mortgage; Smart Home Finance can help.

We also specialise in raising funds for people who either are looking or who own a property they wish to let out with buy-to-let mortgages. We have also helped individuals who already have a property being rented out, purchase or properties for rental. In addition, Smart Home Finance work with major insurance providers and we can arrange any insurances you need in conjunction with property finance. Smart Home Finance can be your one-stop shop for all of those needs.

At Smart Home Finance, we can be your one-stop shop for all your needs.

Right to buy Mortgages

Smart Home Finance are specialists in helping local authority tenants take advantage of the governments 'Right To Buy' scheme.

Whether you’re looking to purchase your first home as a first time buyer or are looking to move into a larger property, Smart Home Finance are here to help.

Buy to Let Mortgages

Smart Home Finance are experienced in arranging the funding for individuals who own or intend to purchase a residential property for which they let out and receive a rental income.

Smart Home Finance offer independent advice with Remortgages and are here to help if you are looking to lower your current mortgage payments, raise cash for those home improvements you have in mind.

Equity release enables homeowners over 55 to unlock tax free cash from some of the value of their home.

Homeowner Loans

Consolidate credit cards, banks loans and store cards into one affordable monthly payment or raise funds for home improvements.

Whether you’re buying a home, moving on or raising funds for home improvements; the insurances involved can be somewhat confusing. At Smart Home Finance we can untangle the confusion and give guidance in an easy to understand fashion.

If you borrow £104,535.00 over 24 years 6 months initially on a fixed rate for 5 years at 7.95% and for the remaining 19 years 6 months years on the lenders standard variable rate of 10.05% you will make 60 monthly payments of £808.59 and 234 monthly payments of £937.30.

The total amount payable would be £268,198.60. This includes a lender fee of £1495.00 and a broker fee of £2290.00.

The overall cost for comparison is 9.9% APRC representative. This means 51% or more of customers receive this rate or better.

Smart Home Finance is a credit broker not a lender.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

SOME TYPES OF BUY-TO-LET AND COMMERCIAL MORTGAGES AND BRIDGING LOANS ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Smart Home Finance is a credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only, and the choice of product is for you alone to choose. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and subject to your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to status and affordability.