Mr & Mrs P from Leicestershire approached us to help them initially complete the paperwork required to obtain a purchase price for their property and to advise them on the most suitable mortgage for their circumstances. 

Mr P was concerned that being self-employed for only two years and that Mrs P is currently a housewife looking after their young son it would be difficult for them to obtain a mortgage. We helped arrange a mortgage through a high street lender which they were able to set their monthly payment initially at £223 per month for the first five years of their mortgage.

This gave Mr & Mrs P peace of mind knowing that their payments would not increase in the near future and also made a saving of approximately £150 per month compared to their rent.

Mr & Mrs M of Leicestershire approached Smart Home Finance to help with the purchase of their council house.

Mr M being 56 years of age and having been considering purchasing for many years assumed he had left it to late. He was also worried that having had credit issues in the recent past, this would prevent him from obtaining the finance and if he could it, would be beyond his budget.

After initially meeting Mr & Mrs M in their home we were able to ascertain that due to them being tenants for a number of years they were entitled to a large discount off the purchase price of their property which they would be able to use as a deposit.

We helped to arrange a mortgage where by the repayments resulted in a saving of approximately £50 per month and also gave them the comfort and peace of mind that their mortgage payment will be the same for 10 years which is when Mr M plans to retire. They are also happy that at retirement they will no longer have a monthly mortgage or rent commitment which will allow them to enjoy a better